Four Tips on Purchasing the Right Extended Warranty

December 12, 2010

Miami, FL

As consumers ring in the holidays with new electronics and appliance purchases, a wide variety of extended warranties are being offered. The devil is in the details, so turn to the experts at protectionheadquarters.com first before making your decision. Their knowledge in the field will help you make an informed choice.

1. Do your homework before you are at the cash register.
New York Insurance Superintendent James Wrynn says, "Consumers buying electronics and other expensive items are often offered extended warranties. Whether it makes sense to buy an extended warranty is something only the individual consumer can decide."  Factors that should go into your decision include the purchase price and expected lifetime of the product.  It is recommended that consumers receive a free online extended warranty quote before buying.
2. Who is going to be using the product?
Essentially the warranty provider is providing protection, for a period of time, for a fee, against different types of product damage and failure. An important thought is who the user of the product is. It might not be necessary for that museum to get a warranty on the new flat screen, but the house full of energetic children definitely should.
3. Who is offering the warranty?
Warranties are offered by a range of parties. This includes retailers, manufacturers, and extended warranty specialists like Protection Headquarters. Manufacturers generally only offer limited warranties for a short period of time, while extended warranties offered by retailers expose consumers to the risk of being left hanging if the individual store goes out of business (Circuit City). This is why the most popular choice for extended warranties is companies like Protection Headquarters, which specialize in protecting homes, electronics, and appliances.
4. Extended warranties help you plan.
Extended warranties are almost like health insurance for your home but much more affordable. A small fee protects homeowners against expensive appliance failures for which they may not have the money to spend on costly repairs. As an example, the $75 deductible for a new septic system or repair is nothing compared to the $1,000s of dollars spend by homeowners without coverage.

Extended warranties for appliances, electronics, and homes not only offer insurance against product failure, but also peace of mind.  For a small charge, consumers can sleep better knowing that the experts at Protection Headquarters are on the case, ready to replace their goods in case of unforeseen mishaps or accidents. Call 877-690-4915 for a free, no obligation quote.